The End of the Affair
October 22, 2005
Those unfortunate enough to be regular readers might recall my previous problems with Wachovia Bank. When we last visited this sadistic corporation, I had dealt with inept customer service reps, bogus fees, and charges for services I didn’t order. After sorting all that out, I attempted to close my account, but was told that doing so would incur a $20 “early cancellation” fee for closing my account less than six months after I opened it.
The bigger problem, I’d think, is having customers that want to cancel their accounts so quickly after opening them—but that point would likely be lost on our friends at Walk-all-ovah-ya.
At any rate, I resolved to withdraw all the money I could from the account and just let it sit there until I could cancel it for free in February. That was the plan, anyway, until I received this today:
Ostensibly because I hadn’t used the thing in three months, Wachovia took it upon themselves to close the account for me, and take every last cent I had in it—fortunately, only 704 cents—as a “loss management research fee,” what the fuck ever that is.
I hope my $7.04 really contributes something to Wachovia’s bottom line, because it will be a cold day in hell before I ever use their banks or ATMs again.
Update: There’s really nothing more fulfilling to me than seeing the entries from wachovia.com in my visitor logs. Keep ‘em coming, guys.
Argflh! I thought I was the only one. I let my checking account sit dormant with them for many months and ended up $25.00 in debt to them for a $5.00 dormant account fee every month. The sad thing is, back when they were First Union they actually offered legitimate totally free checking.
That’s great that folks from their HQ keep finding you. Maybe they’ll cut you a check for your silence :)
I am apparently one of the number one hits for anyone searching for my landlord. I’m holding out hopes that HW will offer to cut my rent 100% in exchange for deleting those posts. In other news, I do get e-mails from neighbors asking for assistance with their customer service. Heh.
What is going on with the intl fees .80. then the non wachovia atm fees for 6 transactions resulting in 16.00 for wachovia. The atm i use charges up to 5.00 too. So we pay on both ends.? Then how about you put up a few more banks in a few more states so I dont have to pay that. WTF. I am so sick of them telling me, a 100% disabled Veteran, that theres no problem with overdrafts, They put me over with their stupid out of the blue bogus fees. They have to be doing something criminal here, i may have to involve my Congressman or Legislative reps. I am thinking I would like to be able to keep those little sneaky fees they hit me with. What do you think?